Payment Method

Last Updated: November 2025

At yiwear.com, we strive to provide a smooth, secure, and reliable checkout experience for every customer. This Payment Methods Policy outlines the payment options we accept, how transactions are processed, and the security measures we use to protect your information. This policy applies to all purchases made on yiwear.com, including hoodies, jeans, t-shirts, and all apparel products.

1. Accepted Payment Methods

We offer multiple secure and convenient payment options:

1.1 Major Credit & Debit Cards

  • Visa
  • MasterCard
  • American Express
  • Discover

All card payments are encrypted and securely processed through trusted payment gateways.

1.2 Digital Wallets

We accept modern and fast digital wallet options, including:

  • PayPal
  • Apple Pay
  • Google Pay
  • Shop Pay (if enabled)

1.3 Buy Now, Pay Later (If Available)

Depending on availability, we may support:

  • Klarna
  • Afterpay
  • Affirm

These services allow installment payments while you receive your order normally.

1.4 Prepaid Cards & Gift Cards

We accept most prepaid cards issued by major financial networks. Please note: yiwear.com does not issue its own gift cards unless stated otherwise.

2. Currency

All transactions on yiwear.com are processed in U.S. dollars (USD). If your bank uses another currency, you may be charged a conversion or international transaction fee by your provider.

3. Payment Security & Fraud Prevention

We use multiple layers of security to protect every transaction, including:

  • Full SSL encryption
  • PCI-compliant payment processors
  • Automated fraud detection systems
  • Tokenized and encrypted payment information

If suspicious activity is detected, we may temporarily hold or cancel an order for your protection.

4. Billing Information Requirements

To complete checkout, you must enter accurate billing details including:

  • Full name
  • Billing address
  • Email address
  • Valid payment credentials

Orders may fail if billing details do not match the records from your bank or digital wallet provider.

5. Payment Authorization & Order Confirmation

After placing an order:

  • Your payment method is authorized immediately.
  • You will receive an order confirmation email upon approval.
  • Orders are only shipped after successful payment capture.

If your payment is declined, verify your balance, card details, and any bank restrictions.

6. Refund Method

For all approved refunds under our 90-Day Return Policy, we return the payment to the original method used.

Refund timing: Up to 14 days depending on your bank or digital wallet provider.

No refund, restocking, or processing fees apply.

7. Payment Disputes & Chargebacks

If you notice a payment issue, please contact us first for faster resolution:
Email: support@yiwear.com
Hours: Monday–Saturday, 8:00 AM – 7:00 PM EST

Unnecessary chargebacks may prolong the investigation process.

8. Taxes

Applicable sales taxes are automatically calculated at checkout based on your shipping address and clearly displayed before payment.

9. Changes to This Policy

This Payment Methods Policy may be updated periodically to reflect new payment options, compliance requirements, or system improvements. Updated versions will include a revised “Last Updated” date.